Benefits
In event of the Policyholder’s death before the Policy matures the Company shall make payable the funds allocated to such a Policy.
Subject to the premiums due in the first two policy years having been paid and the policy having remained in force for two complete policy years, the Company shall grant a surrender value of 100 % of the funds allocated to such a Policy at the date such notice is given.
Loans are made by the Company on the security of this Policy within the surrender value at the rates of interest fixed by the Company from time to time.